10 Hottest (and Toughest) Places to Buy a Home in Utah

By Kyle Koller

Producing Branch Manager of UMortgage West - The #1 Producing Team at UMortgage

Utah’s housing competition can make homeownership feel impossible, but many buyers face the same challenge. I’ve identified the 10 most competitive cities in Utah right now:

1. North Salt Lake
2. Washington Terrace
3. Cottonwood Heights
4. Sandy
5. Taylorsville
6. Magna
7. Roy
8. Millcreek
9. Santaquin
10. Woods Cross

In areas like North Salt Lake, Santaquin, Washington Terrace, and Cottonwood Heights, intense bidding wars are making the process of securing a home feel daunting for many buyers.

In these zip codes, speed and preparation matter. Buyers without a strong strategy often miss out because the market moves faster than they expect. Here is what gives our clients a crucial advantage:

• The importance of a strategic offer. In these hot markets, a winning offer goes beyond price. It’s about how you present it. Sellers want to see that you’re serious and ready to act quickly.

• A strong financial backing. I recommend considering a fully underwritten pre-approval, also known as TBD (To Be Determined). Being prepared with your financing before you even find a home offers a significant competitive edge over other buyers.

• Timing is everything. Being the first to make an offer can set you apart from the rest. You must stay on top of new listings and be ready to jump in ASAP. This includes ensuring your offer includes favorable seller contingencies and a clean financial presentation.

• A local expert. You need an advocate, like me, who not only understands the nuances of how these markets behave but also knows the specific expectations of sellers in each city.

If you’re entering a competitive area, preparation matters. Reach out and let’s create a plan that works. You can book a free call with me using the link below:

Schedule a 1:1 call with Kyle

You can also reach me at (801) 687-2018 or kkoller@umortgage.com. Together, we can turn your home-buying dreams into reality, even amid the competition.